This Mobile Privacy Policy (“Policy”) applied to users of mobile through “The Ajara

Urban Co-Operative Bank Ltd.” The term “The Ajara Urban Co-Operative Bank Ltd”

or “we”, “us” or “our” in any mobile banking application we own and control and, in

this Policy, refers to The Ajara Urban Co-Operative Bank Ltd. and our affiliates or

subsidiaries. This Policy describes how the mobile banking application hereafter

known as “Mobile Banking Application” or “Ajara Bank Mobile Banking App” to

collect, use and share information from or about you and explains how the

information may be shared or used.

AGREEMENT TO POLICY

By viewing Mobile Banking Application of The Ajara Urban Co-Operative Bank Ltd.

using Banks website https://www.ajarabank.com”  on a mobile device, you consent

to this policy which includes you consent to disclose and use information about

you in the manner detailed in this policy. Other privacy policies may also apply in

addition to the terms of this Policy, including but not limited to our Internet Banking

Policy.

INFORMATION COLLECTION, USE OR SHARING

Information that we may collect about you through mobile banking includes

information that you voluntarily disclose at the time of subscription such as your

name, primary a/c number, alias a/c, secondary account number/s, mobile number

and other contact information; transaction information, information resulting from

your mobile activity in terms of your usage of the subscribed mobile banking service.

We do not gather additional information associated with your mobile device

through cookies and other technologies. We also do not share any of this

information with any other company unless required to do so by law or while

handling any disputes that may arise.

COMMUNICATIONS

We may use your Personal Information to contact you with newsletters, marketing

or promotional materials and other information.

SECURITY

We apply several security measures to protect your information. Reply messages

sent by the Mobile Banking use masking features to hide the first few characters

in your a/c numbers. To help prevent misuse of services and authorize access to

your banking information, you are always required to type in your MPIN/TPIN

provided by the bank or set by you from time to time. As always, we strongly

encourage you to assist us in that effort by not sharing your MPIN with anyone.

Though the security of your Personal Information is important to us, there is no

method of transmission over the Internet, or method of electronic storage, is 100%

secure. While we attempt to use commercially acceptable means to protect your

Personal Information, we cannot guarantee its absolute security. The Ajara Urban

Co-Operative Bank Ltd. (Multi State Bank) Internet/Mobile Banking Privacy Policy

or method of electronic storage, is 100% secure. While we attempt to use

commercially acceptable means to protect your Personal Information, we cannot

guarantee its absolute security. For the security purpose of your personal

information in many places we use the OTP Methodology for the real time online

transaction processing.

Contact US:-

Telephone NO.:-0231-2991837

Bank URL:-www.ajarabank.com

Mail Id:- imps@ajarabank.com